Personal finance for iPhone
Your money lives in a vault. You hold the link
vaulink keeps a structured record of your accounts, spending, loans and deposits on your iPhone. It opens without a connection, and nothing leaves the phone until you open a link yourself
October
How it works
The vault is yours, and you decide on every link
Everything you track sits in the vault on your phone. A link is the only way out, and every link starts switched off
Vault on your iPhone
Your full ledger, stored on the device. Opens on a plane, in the subway, in roaming
- Accounts and cardscash, debit, credit, deposits
- Spending and incomeby day, week, month
- Loanspayments and balance
- Investmentsstocks, crypto
- Cashbackcategories per card
Link off until you open it
You decide what crosses the line, and you can close it again
- iCloud backupwhen you tap Back up
- Backup passwordKeychain or your own
- Sign in with Applename and email only
Inside the vault
Six answers about your money
What do I have?
Every account and card in one total, in any currency
$48,215 · ₽ 312,400 · €2,150
Where did it go?
Cashflow by category and by day. Plans for bills that repeat
Groceries −$412 · Rent −$1,450
Am I growing?PRO
Net worth over months, with the trend line you actually want to see
+$1,264 in October
What do I owe?
Loans and credit cards with the next payment and what's left
Next payment Nov 5 · $620
Which card pays back?
Cashback categories per card per month. Import from a screenshotPRO
Groceries 5% → Visa
What are rates today?
Live FX converter and a free Home Screen widget
USD → EUR 0.92
Storage, step by step
Where your data goes, and what can go wrong
Every place your data sits, for how long, who can read it, and the risk that comes with it
Pricing
Core features are free. PRO adds charts and imports
Free
Forever
- Dashboard and cashflow
- FX converter and Home Screen widget
- Stocks and crypto tracker
- Up to 10 cashback categories a month
- Up to 10 accounts and loans
- Offline, on-device, iCloud backup
PRO
Subscription · everything in Free, plus
- Net worth and dynamics charts
- Import from a receipt or bank screenshot
- Unlimited cashback categories
- Unlimited accounts and loans
Questions
Before you download
Does it work without internet?
Yes. Tracking works offline. You need a connection for Sign in with Apple, iCloud backup and exchange rates
Where is my data stored?
Accounts and transactions stay on your iPhone. If you sign in with Apple, only your name and email reach our server. Backup goes to your iCloud when you turn it on
Can I protect my backup with a password?
Yes. The backup is encrypted with a device key or your own password
Is there a Home Screen widget?
Yes, a free live exchange-rate widget. Add it from the iOS widget gallery
What's in PRO?
Net worth and dynamics charts, import from bank screenshots, unlimited cashback categories and unlimited accounts
I used millio. Is this the same app?
Yes. millio is now vaulink. Your data, subscription and backups stay as they were
Set up vaulink in five minutes
Free on iPhone. Your data stays on your device